Hello, I’m Bernie Klacer. Thanks for visiting my website. For over 10 years, I have been helping people just like you with financing their #1 investment, THEIR HOME! I take the time to get to know you in order to help you select the best mortgage financing that perfectly suits your lifestyle and financial situation. As a Mortgage Broker with Real Mortgage Associates, I deal with over 35 lending institutions in Canada. I will find the best mortgage product available to suit your needs. So, whether you are purchasing your first home, refinancing, or have been turned down by others, let me help get the results you want and deserve. I am available on YOUR terms! Best of all…you don’t pay me a dime.* The lending institution compensates me for my service; not you. * In some instances of non-standard qualification, a fee may apply.